Here's exactly how funding works.
From your first message to money in your account, here's the full process, step by step. No surprises, no run-around.
Who Qualifies
Four things determine if you're a fit. Here's what we look at.
Built for Brick-and-mortar businesses
This program is built for brick-and-mortar businesses like restaurants, doctor offices, dentists, HVAC, electrical, and plumbing to name a few. Your business needs a physical location.
$200K+ in annual sales
We're looking for $200,000 or more in annual gross sales. Just opened? Projected revenue works too, around $17,000 a month in combined cash and card sales. We look at the full picture, not just card sales like a typical cash advance.
600+ credit score
A personal credit score of 600 or higher gets your file moving. The higher the score, the better the terms that come back.
From Application to Funded
Here's exactly what happens after you reach out, step by step.
Three months of bank statements, plus a signed one-page application. That's everything we need to get started.
Once your file is complete, we send it to our lending partner, usually within a day or two.
Options returned 24-48 hours.
You're never locked into one option. Pick whichever loan actually fits your business.
Once you choose, paperwork goes out for an e-signature, and funding follows in 7 to 10 days.
Most traditional banks take 30 to 60 days for the same process.
How Funding and Payouts Work
With just three months of bank statements. Above that, plan on full financial statements and tax documents.
From approval to funded. Traditional banks take 30 to 60 days and want a full business plan.
This is a real loan, not a cash advance. Take it all at once, or draw what you need as you go.
Funding that moves
as fast as you do.
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